Money Monday!

What is the question I am most frequently asked?

Spoiler… it’s a simple one… 

“Am I on track?”

To have confidence that you are “on track” means being able to answer these questions:

  • Where exactly will I draw my income from in retirement?
  • Can I afford that? (insert car, vacation home, home improvement, college tuition, family assistance, vacation, long-term care, etc.)
  • Am I invested properly for my risk tolerance and my goals? Am I confident I will be able to stick to my plan in very difficult market conditions?
  • What are the risks in my financial plan, and how am I positioned to address them?
  • How could my financial plan be affected in different market conditions?
  • When should I collect Social Security?
  • Is my 401(k) invested correctly?
  • How will I address healthcare in retirement?
  • Am I making tax-efficient investment decisions?
  • How am I managing life’s risks? Should I have life insurance? If so, how much?
  • Have I done my estate planning, and does it reflect my current wishes?
  • Could there be anything I am not thinking about that I should be considering regarding my finances?

If you would like to learn about how I work to help clients feel “on track” and stay that way, please reach out to me at 302-543-5585.



Any opinions are those of Wheeler Financial LLC and not necessarily those of Raymond James. Investing involves risk and you may incur a profit or loss regardless of strategy selected.